Saturday, March 31, 2007

Are you a Hoarder or a Spender?

Money, money, money
Must be funny
In the rich man's world
Money, money, money
Always sunny
In the rich man's world
All the things I could do
If I had a little money
It's a rich man's world

That was one of the popular ABBA songs my bros and I liked to sing when we were kids... not because we were obsessed with money... we were too young and innocent then to really know what the big deal about money was all about... we just found the tune really catchy!

But whenever the subject of money issues come up... I replay the song in my head, and sometimes it helps me to see how ridiculous a situation is whenever a money issue becomes too big a deal, either for myself or for other people around me I know.

Although it is sometimes amusing to see the kind of reactions and emotions money creates for some people... it cannot be denied that money is indeed a very real issue that we all have to deal with.

No matter who you are... whether how 'free' or 'bo chap' or 'unwordly' a person claims to be, no one is exempt, everyone is affected by money to some degree. And it's not something to be ashamed of, because money really makes the world go round. Money is essentially the substance of our time, blood, sweat, labour and toil.

I think the most terrible negative effect of money is to be the cause of family quarrels. It is an ugly and heartbreaking thing to see.

Obviously it is not money itself that is evil. It is essentially a heart issue... there are basically two types of money attitudes...

#1... The Hoarder


#2... The Spender

The hoarder (which is not the same as a saver) basically hoards money out of insecurity. The spender on the other hand spends money for self pleasure alone. In both cases, it comes from a spirit of selfishness and not having true contentment.

I've met some families who are being torn apart by money issues. And my heart cringes at the sheer ugliness of it. This is something I never want to see happen in my own family and among my own future children.

One of the common issues is the whole 'inheritance' matter. I've seen how some people hang on to their own self-centered presumption of this so called 'right'. They simply wait around and get resentful of others, waiting for their big break to happen when they finally get a piece of the family pie. So they wait and wait, and they forget about what they can actually do in the now - today. They refuse to see the blessings they already have and how they can be good stewards of it to multiply what they have now for the future.

Hubby and I made a pact a long time ago that we will focus on the NOW. Whatever we have now, we will enjoy it, bless others with it and multiply it. Any inheritance is not a 'right', no one owes it to us - because it is a gift. After all if given a choice, I would rather have my parents around longer rather than get my inheritance earlier (if you know what I mean).

Phew! Long post... anyway, this is just some of my current thoughts... I've just heard about money issues happening with someone I know, which set me thinking about the whole thing in general.

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